Terms and Conditions of
www.legacybusinessinc.com

These Terms govern ● the use
of this Application, and, ● any other related
Agreement or legal relationship with the Owner in a legally binding way.
Capitalized words are defined in the relevant dedicated section of this
document. The User must read this document carefully. This Application
is provided by: Legacy Business Partners

88 Hillside rd, Elizabeth NJ 07208
Owner contact email:

What the User should know at a glance

● Please note that some
provisions in these Terms may only apply to certain categories of Users. In
particular, certain provisions may only apply to Consumers or to those Users
that do not qualify as Consumers. Such limitations are always explicitly
mentioned within each affected clause. In the absence of any such mention,
clauses apply to all Users.

Unless otherwise specified, the terms of use detailed in
this section apply generally when using this Application. Single or additional
conditions of use or access may apply in specific scenarios and in such cases
are additionally indicated within this document. By using this Application,
Users confirm to meet the following requirements:
● There are no restrictions for Users in terms of
being Consumers or Business Users;

Content on this Application

Unless where otherwise specified or clearly recognizable,
all content available on this Application is owned or provided by the Owner or
its licensors. The Owner undertakes its utmost effort to ensure that the
content provided on this Application infringes no applicable legal provisions
or third-party rights. However, it may not always be possible to achieve such a
result.

In such cases, without prejudice to any legal prerogatives
of Users to enforce their rights, Users are kindly asked to preferably report
related complaints using the contact details provided in this document.

The Owner holds and reserves all intellectual property
rights for any such content. Users may not therefore use such content in any
way that is not necessary or implicit in the proper use of the Service. In
particular, but without limitation, Users may not copy, download, share (beyond
the limits set forth below), modify, translate, transform, publish, transmit,
sell, sublicense, edit, transfer/assign to third parties or create derivative
works from the content available on this Application, nor allow any third party
to do so through the User or their device, even without the User's knowledge.
Where explicitly stated on this Application, the User may download, copy and/or
share some content available through this Application for its sole personal and
non-commercial use and provided that the copyright attributions and all the
other attributions requested by the Owner are correctly implemented. Any
applicable statutory limitation or exception to copyright shall stay
unaffected.

Access to external resources

Through this Application Users may have access to external
resources provided by third parties. Users acknowledge and accept that the
Owner has no control over such resources and is therefore not responsible for
their content and availability. Conditions applicable to any resources provided
by third parties, including those applicable to any possible grant of rights in
content, result from each such third parties’ terms and conditions or, in the
absence of those, applicable statutory law.

Acceptable use

This Application and the Service may only be used within the
scope of what they are provided for, under these Terms and applicable law.
Users are solely responsible for making sure that their use of this Application
and/or the Service violates no applicable law, regulations or third-party
rights. Therefore, the Owner reserves the right to take any appropriate measure
to protect its legitimate interests including by denying Users access to this
Application or the Service, terminating contracts, reporting any misconduct
performed through this Application or the Service to the competent authorities
– such as judicial or administrative authorities - whenever Users engage or are
suspected to engage in any of the following activities:
●      violate laws, regulations and/or these Terms;
●      infringe any third-party rights;
●      considerably impair the Owner’s legitimate
interests; ●      offend the Owner or any third party.

Liability and indemnification US Users Disclaimer of Warranties

This Application is provided strictly on an “as is” and “as
available” basis. Use of the Service is at Users’ own risk. To the maximum
extent permitted by applicable law, the Owner expressly disclaims all
conditions, representations, and warranties — whether express, implied,
statutory or otherwise, including, but not limited to, any implied warranty of
merchantability, fitness for a particular purpose, or non-infringement of
third-party rights. No advice or information, whether oral or written, obtained
by user from owner or through the Service will create any warranty not
expressly stated herein. Without limiting the foregoing, the Owner, its
subsidiaries, affiliates, licensors, officers, directors, agents, co-branders,
partners, suppliers and employees do not warrant that the content is accurate,
reliable or correct; that the Service will meet Users’ requirements; that the
Service will be available at any particular time or location, uninterrupted or
secure; that any defects or errors will be corrected; or that the Service is
free of viruses or other harmful components. Any content downloaded or
otherwise obtained through the use of the Service is downloaded at users own
risk and users shall be solely responsible for any damage to Users’ computer
system or mobile device or loss of data that results from such download or
Users’ use of the Service. The Owner does not warrant, endorse, guarantee, or
assume responsibility for any product or service advertised or offered by a
third party through the Service or any hyperlinked website or service, and the
Owner shall not be a party to or in any way monitor any transaction between
Users and third-party providers of products or services. The Service may become
inaccessible or it may not function properly with Users’ web browser, mobile
device, and/or operating system. The owner cannot be held liable for any
perceived or actual damages arising from Service content, operation, or use of
this Service. Federal law, some states, and other jurisdictions, do not allow
the exclusion and limitations of certain implied warranties. The above
exclusions may not apply to Users. This Agreement gives Users specific legal
rights, and Users may also have other rights which vary from state to state.
The disclaimers and exclusions under this agreement shall not apply to the
extent prohibited by applicable law.

Limitations of liability

To the maximum extent permitted by applicable law, in no
event shall the Owner, and its subsidiaries, affiliates, officers, directors,
agents, co-branders, partners, suppliers and employees be liable for
●      any indirect, punitive, incidental, special,
consequential or exemplary damages, including without limitation damages for
loss of profits, goodwill, use, data or other intangible losses, arising out of
or relating to the use of, or inability to use, the Service; and ●
any damage, loss or injury resulting from hacking, tampering or other
unauthorized access or use of the Service or User account or the information
contained therein; ●      any errors, mistakes, or
inaccuracies of content; ●      personal injury or
property damage, of any nature whatsoever, resulting from User access to or use
of the Service; ●      any unauthorized access to or
use of the Owner’s secure servers and/or any and all personal information stored
therein; ●      any interruption or cessation of
transmission to or from the Service; ●      any bugs,
viruses, trojan horses, or the like that may be transmitted to or through the
Service; ●      any errors or omissions in any content
or for any loss or damage incurred as a result of the use of any content
posted, emailed, transmitted, or otherwise made available through the Service;
and/or ●      the defamatory, offensive, or illegal
conduct of any User or third party. In no event shall the Owner, and its
subsidiaries, affiliates, officers, directors, agents, co-branders, partners,
suppliers and employees be liable for any claims, proceedings, liabilities,
obligations, damages, losses or costs in an amount exceeding the amount paid by
User to the Owner hereunder in the preceding 12 months, or the period of
duration of this agreement between the Owner and User, whichever is shorter.
This limitation of liability section shall apply to the fullest extent
permitted by law in the applicable jurisdiction whether the alleged liability
is based on contract, tort, negligence, strict liability, or any other basis,
even if company has been advised of the possibility of such damage. Some
jurisdictions do not allow the exclusion or limitation of incidental or
consequential damages, therefore the above limitations or exclusions may not
apply to User. The terms give User specific legal rights, and User may also
have other rights which vary from jurisdiction to jurisdiction. The
disclaimers, exclusions, and limitations of liability under the terms shall not
apply to the extent prohibited by applicable law.

Indemnification

The User agrees to defend, indemnify and hold the Owner and
its subsidiaries, affiliates, officers, directors, agents, co-branders,
partners, suppliers and employees harmless from and against any and all claims
or demands, damages, obligations, losses, liabilities, costs or debt, and
expenses, including, but not limited to, legal fees and expenses, arising from
●      User’s use of and access to the Service,
including any data or content transmitted or received by User; ●
User’s violation of these terms, including, but not limited to, User’s breach
of any of the representations and warranties set forth in these terms;
●      User’s violation of any third-party rights,
including, but not limited to, any right of privacy or intellectual property
rights; ●      User’s violation of any statutory law,
rule, or regulation; ●      any content that is
submitted from User’s account, including third party access with User’s unique
username, password or other security measure, if applicable, including, but not
limited to, misleading, false, or inaccurate information;
●      User’s wilful misconduct; or
●      statutory provision by User or its affiliates,
officers, directors, agents, co-branders, partners, suppliers and employees to
the extent allowed by applicable law.

Common provisions No Waiver

The Owner’s failure to assert any right or provision under
these Terms shall not constitute a waiver of any such right or provision. No
waiver shall be considered a further or continuing waiver of such term or any
other term.

Service interruption

To ensure the best possible service level, the Owner
reserves the right to interrupt the Service for maintenance, system updates or
any other changes, informing the Users appropriately. Within the limits of law,
the Owner may also decide to suspend or terminate the Service altogether. If
the Service is terminated, the Owner will cooperate with Users to enable them
to withdraw Personal Data or information in accordance with applicable law.
Additionally, the Service might not be available due to reasons outside the
Owner’s reasonable control, such as “force majeure” (eg. labor actions,
infrastructural breakdowns or blackouts etc).

Service reselling

Users may not reproduce, duplicate, copy, sell, resell or
exploit any portion of this Application and of its Service without the Owner’s
express prior written permission, granted either directly or through a
legitimate reselling programme.

To learn more about the use of their Personal Data, Users
may refer to the privacy policy of this Application.

Intellectual property rights

Without prejudice to any more specific provision of these
Terms, any intellectual property rights, such as copyrights, trademark rights,
patent rights and design rights related to this Application are the exclusive
property of the Owner or its licensors and are subject to the protection
granted by applicable laws or international treaties relating to intellectual
property. All trademarks — nominal or figurative — and all other marks, trade
names, service marks, word marks, illustrations, images, or logos appearing in
connection with this Application are, and remain, the exclusive property of the
Owner or its licensors and are subject to the protection granted by applicable
laws or international treaties related to intellectual property.

Changes to these Terms

The Owner reserves the right to amend or otherwise modify
these Terms at any time. In such cases, the Owner will appropriately inform the
User of these changes. Such changes will only affect the relationship with the
User for the future. The continued use of the Service will signify the User’s
acceptance of the revised Terms. If Users do not wish to be bound by the
changes, they must stop using the Service. Failure to accept the revised Terms,
may entitle either party to terminate the Agreement. The applicable previous
version will govern the relationship prior to the User's acceptance. The User
can obtain any previous version from the Owner. If required by applicable law,
the Owner will specify the date by which the modified Terms will enter into
force.

Assignment of contract

The Owner reserves the right to transfer, assign, dispose of
by novation, or subcontract any or all rights or obligations under these Terms,
taking the User’s legitimate interests into account. Provisions regarding
changes of these Terms will apply accordingly. Users may not assign or transfer
their rights or obligations under these Terms in any way, without the written
permission of the Owner.

Contacts

All communications relating to the use of this Application
must be sent using the contact information stated in this document.

Severability

Should any provision of these Terms be deemed or become
invalid or unenforceable under applicable law, the invalidity or
unenforceability of such provision shall not affect the validity of the
remaining provisions, which shall remain in full force and effect.

US Users

Any such invalid or unenforceable provision will be
interpreted, construed and reformed to the extent reasonably required to render
it valid, enforceable and consistent with its original intent. These Terms
constitute the entire Agreement between Users and the Owner with respect to the
subject matter hereof, and supersede all other communications, including but
not limited to all prior agreements, between the parties with respect to such
subject matter. These Terms will be enforced to the fullest extent permitted by
law.

EU Users

Should any provision of these Terms be or be deemed void,
invalid or unenforceable, the parties shall do their best to find, in an
amicable way, an agreement on valid and enforceable provisions thereby
substituting the void, invalid or unenforceable parts.

In case of failure to do so, the void, invalid or
unenforceable provisions shall be replaced by the applicable statutory
provisions, if so permitted or stated under the applicable law. Without
prejudice to the above, the nullity, invalidity or the impossibility to enforce
a particular provision of these Terms shall not nullify the entire Agreement,
unless the severed provisions are essential to the Agreement, or of such
importance that the parties would not have entered into the contract if they
had known that the provision would not be valid, or in cases where the
remaining provisions would translate into an unacceptable hardship on any of
the parties.

Governing law

These Terms are governed by the law of the place where the
Owner is based, as disclosed in the relevant section of this document, without
regard to conflict of laws principles.

Exception for European Consumers

However, regardless of the above, if the User qualifies as a
European Consumer and has their habitual residence in a country where the law
provides for a higher consumer protection standard, such higher standards shall
prevail.

Venue of jurisdiction

The exclusive competence to decide on any controversy
resulting from or connected to these Terms lies with the courts of the place
where the Owner is based, as displayed in the relevant section of this
document.

Exception for European Consumers

The above does not apply to any Users that qualify as
European Consumers, nor to Consumers based in Switzerland, Norway or Iceland.

Definitions and legal references This Application (or this Application)

The property that enables the provision of the Service.

Agreement

Any legally binding or contractual relationship between the
Owner and the User, governed by these Terms.

Business User

Any User that does not qualify as a Consumer.

European (or Europe)

Applies where a User is physically present or has their
registered offices within the EU, regardless of nationality.

Owner (or We)

Indicates the natural person(s) or legal entity that
provides this Application and/or the Service to Users.

Service

The service provided by this Application as described in
these Terms and on this Application.

Terms

All provisions applicable to the use of this Application
and/or the Service as described in this document, including any other related
documents or agreements, and as updated from time to time.

User (or You)

Indicates any natural person or legal entity using this
Application.

Consumer

Any User qualifying as a natural person who accesses goods
or services for personal use, or more generally, acts for purposes outside
their trade, business, craft or profession. Latest update: July 05, 2025